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Life Insurance Company Rankings

Based on policyholder reviews and feedback

Etiqa Family Takaful offers Shariah-compliant family takaful solutions, focusing on ethical protection, savings, and customer-centric services backed by industry experience.

3.8/5
15 review(s)

Rating Summary

Overall rating
3.8/5
Claim handling
3.6/5
Medical care rating
0/5

Reviews & Ratings

Previous Reviews

mohammad nafis bin zamah sariPrevious reviewover 1 year ago
4/5 overall
Insurance type
Family Takaful
Experience
Deductibles
Ease of claims
3/5
Value for money
2/5
Agent service
3/5

pretty ok company

andorPrevious reviewover 1 year ago
4/5 overall
Insurance type
Family Takaful
Experience
Customer care service
Ease of claims
3/5
Value for money
2/5
Agent service
3/5

agent etiqa ni bila kita amik dengan diorang bukan main baik dan ramah lagi. bila kita dah tak mampu nak bayar. dia kasi bluetick je wasap kita. kalau kita takde benefit kat agent tu, terus dia tak nak kawan kita dan terus putus silaturrahim

andrew chiaPrevious reviewover 1 year ago
4/5 overall
Insurance type
Family Takaful
Experience
Claim process
Ease of claims
3/5
Value for money
3/5
Agent service
3/5

etiqa is a pretty good company. not too cheap and not to expensive. the cover is also not bad. not too low and not too high. tapi sekarang semua company naik harga woo... tak masuk akal diorang cakap sbb harga perubatan dah naik la.tapi tgk la diorang tetap untung billion.

ZalehaPrevious reviewover 1 year ago
3/5 overall
Insurance type
Family Takaful
Experience
Premium payments
Ease of claims
3/5
Value for money
1/5
Agent service
2/5

Ada ambik plan mawaddah haritu naik 3x Ganda. Terpaksa stop policy tukar company lain

Muhamad Faharis Bin IdrisPrevious reviewover 1 year ago
3/5 overall
Insurance type
Family Takaful, Medical card
Experience
Premium payments, Policy upgrades
Ease of claims
3/5
Value for money
3/5
Agent service
3/5

i don't get offer upgrade package but must add on payment monthly for additional costing company

Wan Nurain Mior Ahmad SabriPrevious reviewover 1 year ago
5/5 overall
Insurance type
Family Takaful
Experience
Guarantee letter
Ease of claims
5/5
Value for money
3/5
Agent service
4/5

Participating in Takaful plans will be able to seggregate risks in life as it is actually a mutual guarantee & mutual support to each other( among participant & Takaful Operator).

Syaiful Ismail Previous reviewover 1 year ago
5/5 overall
Insurance type
Family Takaful, Investment-linked, Medical card
Experience
Claim process, Claim success, Guarantee letter
Ease of claims
5/5
Value for money
4/5
Agent service
5/5

The most easy company to deal related to medical case

Adli RazinPrevious reviewover 1 year ago
5/5 overall
Insurance type
Family Takaful
Experience
Claim success, Claim process, Guarantee letter, Insurance agent service
Ease of claims
4/5
Value for money
4/5
Agent service
5/5

Easy to claim and fast approval. All my families have history of claims with Etiqa and never disappoint us.

NUR FASIHAHPrevious reviewover 1 year ago
5/5 overall
Insurance type
Family Takaful, Medical card, Critical Illness, Waiver of premium, Investment-linked
Experience
Claim process, Claim rejection, Guarantee letter
Ease of claims
5/5
Value for money
4/5
Agent service
5/5

Claim proses sangat mudah. Boleh monitor via etiqa+. Claim rejection, claim rejection ada sebab, boleh baca why claim kita direject via etiqa+ or boleh call customer service untuk tahu sebab claim direject. Etiqa takkan reject saja saja claim kita tanpa sebab. Guarantee Letter approved sangat laju. Paling laju in one minit. Kadang orang kata GL ni lambat lah, sebenarnya bukan Etiqa proses GL lambat, tapi pihak hospital. If pihak hospital tak request GL pada etiqa, selagi tu etiqa tak boleh proses GL kita. Ni pun boleh view proses GL via Etiqa+ macam kita view barang nak sampai kat siap ada masa dan tarikh tau. Dan agent pun tahu if kita warded sebab agent akan dapat mesej GL request and approved. I choose Etiqa.

KhalisahPrevious reviewover 1 year ago
4/5 overall
Insurance type
Family Takaful, Medical card, Investment-linked
Experience
Claim process, Claim success, Guarantee letter, Insurance agent service, Policy upgrades, Premium payments, Policy renewals
Ease of claims
5/5
Value for money
4/5
Agent service
4/5

I could say insurance somehow will ease my future cause if anything happen i’m not worry about losing my saving or anything cause I’m already protected by company.. kind of peace of mind and the renewals also really deduct on time so no issue of lapse.. i also get a good agent which help me if i need tondo my claim and checking my renewal so that my policy still active.. 5 star!!

AlifPrevious reviewover 1 year ago
5/5 overall
Insurance type
Family Takaful, Medical card, Critical Illness, Waiver of premium
Experience
Claim process, Claim success, Guarantee letter
Ease of claims
5/5
Value for money
3/5
Agent service
4/5

Im very proud to be a part or etiqan because etiqa company is malaysia company compare to another insurance company. The hospital claim was very fast, easy and best. I encourage whoever do not have policy with etiqa, they should be have at least one policy with etiqa either medical, savings, or investment. Etiqa trusted company!

dzol Previous reviewover 1 year ago
4/5 overall
Insurance type
Family Takaful
Experience
Guarantee letter
Ease of claims
2/5
Value for money
3/5
Agent service
4/5

overall i have a good experienced. but the GL sometimes so lambat. risau kita tau bila kita admitted to ward

yuzalPrevious reviewover 1 year ago
4/5 overall
Insurance type
Family Takaful
Experience
Claim process
Ease of claims
3/5
Value for money
3/5
Agent service
3/5

haritu ambil dengan sorang agent ni dia datang rumah. saya ambil utk anak. lama juga lebih kurang 8 tahun takde apa pon. tetiba suatu hari anak saya tu jatuh basikal teruk juga luka nya. so kitorang hantar la anak ke hospital swasta. alhamdulillah cover. terkejut jugak baru berapa hari je duduk hospital dah lebih kurang RM5k bil. nasib baik ada takaful

Shahrul rizuwanPrevious reviewover 1 year ago
1/5 overall
Insurance type
Family Takaful
Experience
Premium payments
Ease of claims
3/5
Value for money
1/5
Agent service
3/5

Dulu ada banyak cara nak bayar. Sekarang dah susah nak bayar. Sangat Imited pilihan bayaran. Do not recommend at all etiqa

khalilahPrevious reviewover 1 year ago
1/5 overall
Insurance type
Family Takaful
Experience
Claim process
Ease of claims
2/5
Value for money
1/5
Agent service
2/5

GL sangat lambat