Dialogue

30 March 2026

In this episode of InsuredTruths, we speak with Mr Saseedaran, a seasoned industry leader and former president of National Association of Malaysian Life Insurance and Family Takaful Advisors, who brings decades of experience from the frontlines of insurance advisory. This conversation explores what really happens beyond the policy where expectations, misunderstandings, and system challenges intersect. Real insights. Real challenges. Real perspective. You’ll learn: • Why insurance is often perceived as sales-driven and what that actually means • The critical role advisors play before and after you buy a policy • Why premiums increase and what’s really driving medical inflation • Common misunderstandings about medical insurance coverage • The growing issue of policy lapses and affordability • Why public healthcare remains an important safety net

23 March 2026

In this episode of InsuredTruths, we explore the realities of insurance in Malaysia: • Why 60% of Malaysians are still uninsured or underinsured • How insurance became sales-driven instead of protection-driven • The truth about rising medical costs and hospital practices • Why life insurance may be more critical than medical insurance • How Social Takaful could reshape access to protection • Why preventive care is the key to sustainable healthcare

16 March 2026

Real stories. Real costs. Real lessons. You’ll learn: • Why 1 in 3 Malaysians are diabetic (and many don’t know it) • The hidden financial impact of serious illness • Why some insurance policies don’t cover what you expect • The importance of health screening and early detection

9 December 2025

Health insurance is confusing because no one explains it properly. In this episode of Insured Truths, we explore why so many Malaysians feel lost when it comes to health insurance, from misunderstood policies to denied claims and rising healthcare costs. Featuring insights from a senior healthcare strategist with 25+ years of experience across Asia Pacific, Australia, and Europe, this conversation breaks down what’s really happening inside Malaysia’s healthcare and insurance system and how people can make better, more informed decisions.